Category Archives: Property Insurance

General Information for the Colorado Insured on Property Insurance

Colorado Protections for Insured Homeowners

Colorado has numerous statutory protections for insured homeowners. One of the statutory protections the State of Colorado provides to insured homeowners is the Coloraodo Homeowner's Reform Act of 2013 (C.R.S. ยง 10-4-110.8) ("CHIRA") Question: What protections and rights are included in CHIRA? In the event of a total loss your insurer must offer you a…
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Colorado Homeowner’s Insurance Reform Act

The Homeowners Insurance Reform Act ("CHIRA") was passed by the Colorado Legislature in 2013 and enacted on January 1, 2014. This Act was a direct result of the many catastrophic wildfires that the state had seen in recent years. The devastation these fires caused was widespread and far-reaching and uncovered a hard truth: many Colorado…
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